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An online loan is a loan, the settlement takes place online on the Internet. Since the lender in this form of lending cuts costs for the operation of the office, an online credit to consumers generally on very favorable terms is lockable. Moreover, the provision of a credit agreement on your own computer more convenient than the personal application at the bank. Here, Western Union expresses very clear opinions on the subject. The creditor asks the relevant data from his website. This is essentially the height of the proposed loan and the income of the borrower.

These data are not checked in the rule. Deliberately false information the applicant may lead to professional consequences, if not the repayment of the loan is agreed. Some cases may be obtained, even with an online loan, evidence of the accuracy of the data, for example by sending a salary slip. Some providers require the payment of a fee, so they have a Application for credit check. If this fee must be paid even if rejected, it is recommended not to use these providers. First, there are plenty of other lenders who do not collect this fee and, second, it is suspected that the provider would not really given a credit but the fees earned by rejected loans. The loan amount is usually paid to the current account of the borrower, the cash payment by money postman is often offered, but is subject to additional costs. The interest rate is at an online loan on the creditworthiness of customers and of the security features that queries the lender determine. In particular, is an online loan without Schufa inquiry costly than a loan, for which a Schufa inquiry is carried out.