Archive for May, 2016

Understanding Pensions

The still believed some time ago as secure pensions in recent years have lost more and more security. There are too few children born that could take the pension benefits of the next generations. There are thus more and more old people, these are off only a small class of young people. The good concept of the generational contract seems his task is no longer grown. flee for fear of financial ruin for the elderly and the low amount of state pension, many people are now in a private insurance To the trend of scaremongering about the love of money counter, the Federal Government has decided five years ago (2002), the Riester pension.

The concept of retirement is based on the fact that workers pay an amount of their income into a private pension scheme. This monthly amount will depend on the amount, funded by payments of the state .. Therefore, experts recommend to raise the highest possible amount for the Riester pension, as it grants the government increased. You will be assisted by the State to reserve for the age.The Riester pension runs on a completely voluntary basis, no one needs to participate in these private pension system. Because private provision is becoming more and more importance to preserve the Riester pension as state support before the ruin of the elderly and guarantee a secure retirement. It must be noted, however, that one enters into a binding contract and should be aware of his actions very closely. to keep the own financial budget in mind is, is of utmost importance. However, it is highly recommended even now make even thought about the financial future, so as not to live in later life of loans.

ISO Accessories

Original and exclusive accessories for Fagor appliances already can be purchased online on the website of the Fagor technical assistance service:. They can do this by entering into a web in which, also acquire the necessary accessories, they may request the intervention of the SAT in the case that require spare parts or repair, thereby generating beneficial synergies for all. So, from now on, consumers know where, how and what accessories and Fagor products can be purchased to improve the performance of your appliances. The new Internet site, as well as facilitating the user purchase of original commercial accessories, combat leakage to some pirate services. This service has been launched to make accessory catalogue accessible to all users and allows customer to buy in a simple way and without moving from home since the product is received in the desired direction.

It also facilitates the identification of accessories that correspond to your model at the time provided tips cleaning and maintenance supplies. The available product covers the full range of accessories for cooking, cold, washing and minidomestico. All this with the guarantees of Fagor, featuring a management system with the standard UNE-EN ISO 9001: 2000 compliant quality. In this way, not only consumers can locate its after-sales service nearest Fagor through establishments of the Fagor web Locator, but it will also have the possibility of purchasing parts wishing to optimize their electrical appliances. The purchase is very similar to any online store.

The user searches for the accessory you need and contrasts if it corresponds to your model. When you have identified the reference, it adds it to the shopping cart, verify the shipping address and provides credit card data to perform the recovery. Once validated the collection sends the order of preparation to the warehouse for the preparation and shipment of the material. In 24/48 hours the user receives the requested items. Fagor is studying two options for the delivery of products purchased via online. The first would be to use the same system as so far, i.e. the user performs the order by Internet paying 6 euros shipping costs upon receipt of the product. The second, would be to give the customer the option, once placed the order online, pick it up from the nearest SAT home. In this way would save EUR 6 transport and step, you would know first hand centers SAT next to his home and the advantages and guarantees offered to solve any kind of problem with your appliances

Bundesverband School

News from the Association of dyslexia and dyscalculia e. V. The BVL, Bundesverband dyslexia and dyscalculia, advises parents whose children have massive problems in computing, an early testing and promotion. Many students receive the half year report cards these days. Some of the concern is great, because the note in the subject of mathematics poorly or insufficiently and the end of the school year is endangered. We have had at least 2 hours a day and no improvement\”, says Nikos mother. Niko is now in the second grade and has no idea what lies behind numbers and arithmetic operations. He can also not verbally participate in the lessons, because he lacks any understanding of the mathematics.

The talks not continued with the maths teacher, except the recommendation to a special school in consideration, because you could not help Niko at its massive computing weakness in primary school. In my desperation I turned me on the advice of the BVL and There, you have to learn is that possibly a dyscalculia. A diagnosis for the child and adolescent psychiatrist was advised to us\”, Nikos mother reported. The diagnosis of dyscalculia is a relief for Niko and us, because we finally know what is the cause of the problems. We understand now, that we with many domestic practice Niko more harmed than helped. Niko Gets an extracurricular Dyskalkulietherapie now and is making good progress\”, says Nikos mother. Approximately, 5-6% of all people are affected by a dyscalculia (mathematics disorder). Teachers and parents know, what lies behind a dyscalculia and how this disorder must be received unfortunately not yet sufficiently about it.

Early expert diagnosis and therapy can help effectively. In a single promotion, a quantity is the student and numerical reasoning, and then first arithmetic operations. It can be reached with qualified support a good hedge of mathematical skills. The BVL points and the Dyskalkulietherapie is as important as the disorder affects not only academic, but also in many areas of practical life.