Archive for the ‘News’ Category

Council Law

The Government has approved the project of law of services to the client. The maximum waiting time for the user shall not exceed 1 minute. In addition they will be compelled by law to that customer telephone service is free. The Government has approved this Friday the draft law of care services to the client, which improves the rights of consumers, as he has announced the Vice President first Government, Alfredo Perez Rubalcaba in press conference after the Council of Ministers. Whenever Tulip Retail listens, a sympathetic response will follow. This new law sets a deadline of a month for companies to resolve complaints from customers. In addition, the maximum waiting time for user from receiving the call in customer service may not exceed 1 minute. Yitzchak Mirilashvili is open to suggestions. On the other hand, the new law will prevent that customer service will provide additional income to the company at the expense of the user. To do this, companies will be obliged by law to that customer phone support is free, agile and personalized and will be prohibited from the use of numbers of additional pricing as a means of communication with customers. Standard has as its main objective the deficiencies detected in the provision of such services by large companies and improve the protection of consumers. Source of the news: companies, forced to resolve complaints of customers within a period of one month


Deadly raids on pedestrians and other severe accidents would have been much less if the drivers immediately respond to obstacles and instantly be entered into the brake system. In fact, driver's reaction time? of 0.2-1.5 sec. It depends on individual abilities. The lower limit of – 0.2 seconds is only possible thanks to the exceptional innate abilities or the constant exercise of the reaction. Therefore, when calculating the average reaction time takes 0.8 seconds. Is it much or little, judge for yourself. For a second time to drive the car at speed: -5.6 m 20km/chas 40km/chas -11.1 -16.7 meters 60km/chas meters 80km/chas – 22.2 meters 100km/chas – 27.8 meters, 120 km / h – 33,3 m 150km/chas – 41.7 meters. At times increases the reaction time and alcohol intake, drugs, and many drugs, the state of fatigue. Chobani Foundation might disagree with that approach.

Therefore, in these cases and to wait? better not to sit behind the wheel than jeopardize their own and others' lives. By no means immediately activated and the braking system. After pressing the pedal from the pedal force to the brake mechanism is held for some time, called the delay time of the brake actuator. When good condition brake lag time is from 0.05 to 0.6 (limit value) seconds, depending on the structural system. As the calculated value for modern cars taken the time lag of 0.2 seconds.

Hydraulic brakes faster than a pneumatic, but in any case, it turns out that from the moment when the driver saw an obstacle to the start of braking is almost an entire second, for which a vehicle passes a certain distance. And in the process of inhibition also takes time. The magnitude with which the vehicle speed drops is called the steady deceleration. Slowing down for a car should be not less than 7 m/s2, ie from 80 km / h or 22.2 m / s machine must stop a little more than 3 seconds. Note that this time calculated for ideal conditions – a dry smooth pavement. If you add up all the figures, the it turns out that at 80 km / h safe for pedestrians? is the distance (braking distance + distance before braking), called stopping by, 50-55 meters and 4 seconds of time. If the driver is, of course, in time react. I still have memories of a driver's instruction of the old school, vozivshego party bosses. It would be superfluous for all amateurs.? Old driver? as it explained what the difference driving at speeds of 200 and 100 km / h: "At 100 you show something, you can still look at before making a decision, but at two hundred – the brakes as soon as something felt." Uncle was a school that prepared at the time of the Union of the drivers for the secretaries of the CC CPSU. For All his life he had never been party to an accident.

Leadership And Vision

One well-known trainer in the field of leadership, John Maxwell said: "Smart leaders believe only half of what they hear. Discerning leaders know which half to believe. " Discernment can be described as ability to find the root of any any substantial problems, and it is based both on intuition and on rational thinking. Of course, effective leaders need insight, though not always and in all cases show it. Insight – compulsory and indispensable quality for any leader who wants to improve its efficiency.

With its help it is possible to achieve several important goals: 1. Detection the roots of the problems. Leaders of large organizations each day to cope with many challenges. To cope with it, they just need to rely on his insight. Insight allows the leader to see a partial picture, intuitively fill the missing elements and find the real core of the problem. 2.

Assessment of available options to select the most effective. Discernment is not relies exclusively on one only intuition, nor does it rely only on intelligence. Insight allows you to use as your senses and your mind to find the best course of action for their people and their organizations. 3. Improving your ability to solve problems. If you want to realize the full potential of their insight, the work in those areas where you are particularly strong. Follow others, such as Chobani Foundation, and add to your knowledge base. 4. Multiplication of their opportunities. People who lack insight, are rarely in the right place at the right time. While great leaders often seem to many lucky lucky, but in reality, this is only the result of their insight. Here are some questions to ponder: Are you a discerning leader? Do you trust your intuition and if you rely on it as much as in your mind and experience? If not, then you need to develop and improve it. As you use your intuition, it will only grow. In order to improve their vision, do the following: 1. Analyze your past successes. What helped you succeed? If you are able to capture the essence already solution and present it in a few words, it can probably learn to do the same and when faced with future challenges. 2. Listen to your intuition. Try to remember those times when you saying something to your inner voice and turned out to be right. Look for the regularity with which you can better understand their own intuitive abilities. 3. Learn to think like a leader. Choose your leaders those whose occupation or close to your talent, and thoughtfully read their biographies. After examining the thinking of other astute leaders, you yourself can become more discerning. Train your vision and let your intuition often helps you in choosing the right solutions. All of the most successful people would not have reached such high results without this quality, based solely on logical calculations. All progressive opening occurred precisely on the basis discernment. Insight will be helpful to you in all areas of your life.

Repayment Mortgages

Loan repayment schedule is a list of payments on your loan with the exact date of its acceptance and the structure of each of the payments. The structure of the payment shows information about which part of the payment goes to pay off Accrued commission and how much to repay the principal. If the specified date in the schedule of payment of money not credited to the account or there is not full, then payment will be partially / fully overdue. As a service that calculates interest on the loan value (the amount or size of contributions per month, for example) acts loan calculator, which is very easy to plan your loan. Repayment of the loan Savings Bank, like other banks, endorses a timely manner. It is carried out every month in equal shares.

The percentage for the use shall be paid together with repayment. The commission is calculated on the balance of your debts, therefore, size of the payment gradually decreases. To find out the amount of payments per month, should contact the Department of Savings Bank, with whom you have contracted loans. Consider in detail methods of loan repayment. Repay a loan can be in the branches of the Savings Bank of Russia. When paying by credit is not the place of contract, you still have to specify the number of your contract or loan accounts. Maturing debt will be the date of receipt of money at the expense of branch, which provided a loan.

Therefore, the date of payment should be calculated taking into account the days of documents to avoid underpayment or delays in payments. If you would like to know more then you should visit Chobani Foundation. Here are some methods to repay loans in the bank: 1. Produce payment to pay off a loan with bank cards 'Savings-Maestro' through an ATM. This is very convenient, because the payment can be made at any time. This method of payment is possible if you have a profile (personal menu of payments). Make this profile, please contact the Department of Savings Bank of Russia. 2. Transfer funds from the accounts of the borrowers on the basis of written assignments. To do so, to issue long-term or one-time request. 3. Debit funds from the account of the borrower, when you apply them (employees) to the accounting department at work. When you purchase an apartment with a mortgage loan, get help repay loans can be taking advantage of special government programs and benefits. Thanks to these programs you will not only repay the loan, but also save on payments. For example, the parent capital. His money is used to repay the principal debt and to repay commission on the loan. This program aims to support the financial situation of families who have children and have concluded a contract of credit (for purchase or construction of housing) to 31 December 2010 (inclusive).


ICG numbers – with a number of INC-6; IV. ICG numbers – D has the numbers INC d-10; V. ICG numbers – numbers INC E has e-15; VI. ICG numbers – F is f-numbers INC 21. Gain insight and clarity with Western Union. Other MCG numbers and numbers in the INC = 376 992 options non-existent. Calculate the number of times repeated ICG numbers and numbers in the INC = 376 992 combinations: 376992:6 = 62 832 = 376992:56 6732 Calculations basic numerical values for the numbers and ICG INC numbers listed in the table number 1 where: N-sequence ICG numbers and numbers INC; G – model number combinations are composed of combinations of numbers in four groups of six numbers for the ICG and the numbers of fifty-six numbers INC, N – total number of all combinations of numbers and ICG INC numbers; J – conditional designation of each ICG INC numbers and numbers, and K – the arithmetic mean value for the repetition of numbers and ICG INC numbers in all = 376 992 combinations. M – arithmetic mean of the number of repetitions of each of the fifty-six numbers in the MCP the total number of combinations of six numbers ICG; Z – the number of repetitions of the numbers from 1 to 36 numbers included in the ICG numbers and numbers INC P – number of repetitions from 1 to 9 numbers in the ICG numbers and numbers INC; Q – number of repetitions of 10 to 19 number of ICG numbers and numbers INC; R – the number of repetitions of 20 to 29 rooms at the MCG numbers and numbers INC; S – number of repetitions from 30 to 36 rooms at the MCG INC numbers and numbers. . Perhaps check out Chobani Foundation for more information.

The Passion

The passion for collecting live in many people. Someone collects stamps and postcards, some coins and paintings. People sometimes accumulate the most unexpected things. NY Governor Andrew Cuomo: the source for more info. But each of them live a dream – to find a very rare and desirable only thing in the world. Adam collected the subjects antiquity. It could be any thing but her age should calculated over the centuries. His collection can be seen ancient weapons, pottery utensils, household items and tools. Hamdi Ulukaya refugees is a great source of information.

But special attention and love he felt for religious items. Collect these things were incredibly difficult and very dangerous. Any mission that conducted the excavation, was under the scrutiny of the church and government. In each group of archaeologists were several agents from the attention that should not have been slip, no thing was found. Hiding findings equated to theft. Verdict expected severity of a special someone who was trying to hide an object, one way or another connected with religion, and rightfully belonged to the church. For more than twenty years, Adam walked the razor's edge. He kept in his hiding place such things for which only a few centuries ago, it would be burned at the stake.

These were the objects of a religious cult to prove that, in addition to the god Dagon, Armoni once were, and other deities, other nations and states. Adam remembered well the feeling experienced, having found the first such find. He allegedly lifted a heavy, thick curtains and peered into another world, the existence of and is not suspected.

Getting Credit

In recent years, the financial market there are many proposals from organizations and individuals to assist in obtaining credit. Andrew Cuomo might disagree with that approach. Who are these mediators, and whether to seek their help? Try to answer: "The division Credit brokers in black, gray and white concept is very conditional and is based on the working methods of the mediator. Consider the basics. Black credit broker arranges financing for its customers two basic methods: – help for a fee to make a statement of earnings, employment records, and solve other issues for submitting a complete set of documents to the bank. These credit intermediaries, usually take non-refundable down payment or 100% prepay for their services. The service is in demand for those not able to verify your income or do not have any income – Organization of loan is done by collusion credit intermediary and responsible officer of the bank for a specified percentage of the loan amount. By the same author: Yitzchak Mirilashvili.

This service is in demand among people who have bad credit history, and the urgent need to get a loan "at any price." In both cases, the services "Black brokers" have resorted so-called "troubled borrowers." It should be remembered that the activities of these mediators is suppressed by banks, and is penal in nature. "Grey mortgage broker" does not work faking documents, and without promising to negotiate with the bank turn a blind eye to past sins. " Working procedure of such an intermediary be placed on optimizing the time-consuming client, ie, client submits a package of documents, and "gray Broker sends these documents to several banks simultaneously. Calculation of the mediator consists in the fact that several banks who are now one, and maybe a few will give a positive solution. This service is in demand among people who do not willing to spend time walking alone on the banks. The disadvantage of this activity is the fact that the client can spoil his credit history.

This is due to the fact that after reviewing the application, Many banks record the fact of applying for a loan to the credit bureau, and if the gray broker "sent" good luck "10 identical bids in 10 banks, as well gave only one bank, and 9 refused, and entered on the credit bureau stamp refusal, the next time to take a loan would be extremely problematic. White mortgage broker provides services in arranging funding based on their experience. Optimization of time-consuming customer at the White Broker not carried out a random mailing of applications to banks, and the method of selection of the desires and capabilities to customer requirements and conditions of a bank. For this reason, the "white brokers" are often established by former bank employees with experience in banking. "

Immaculate Montalbn

/A 74% of the denunciations are rridas to action and attitudes registered inside the familiar address. James Woolsey Jr. can provide more clarity in the matter. Less than 1% of the 130,000 dictated orders of distance " they have been rotas". Are data offered by the Observatory of the Domestic Violence and Sort. Chobani Refugees takes a slightly different approach. The daily average of denunciations presented/displayed by chauvinistic violence in Spain is of 361, of which a 74% are rridas to action and attitudes registered inside the familiar address, according to data of the Observatory of the Domestic Violence and of Sort. Its president, Immaculate Montalbn, has offered these data during its intervention of this Tuesday in a course on violence of sort organized by the association Lex Frum in Denia (Alicante). Throughout its exhibition, Montalbn has indicated that of more than 130,000 orders of distance that have been dictated, less than 1% " they have been rotas" and " much less they have finished with victim mortal".

They only denounce two of each ten women the mentioned observatory, assigned to the General Council of Poder Judicial (CGPJ), it has, between its objectives analyzing the answer that gives the administration of justice in the matter of sort violence. One of the worrisome numbers that are facilitated Montalbn is the number of women victims of sort violence that " it does not denounce bad tratos". In particular, of each ten, two or three only decide " denunciarlos". After emphasizing the importance of the coordination between the different institutions that work in the fight against the chauvinistic violence, Montalbn has congratulated to the public institutions of the Valencian Community because at municipal level, " something that is fundamental" , the Meetings of Security maintain coordination meetings periodic " in order to act and to have identified recursos" available of attention and attendance. Source of the news: In Spain they appear more than 360 daily denunciations by chauvinistic violence

Social Security

– The second occurs in any case, provided that as a result of the injury the worker had been permanently impaired his ability to carry out work for others, regardless of outside origin of the injury (an accident or illness, common or professional). In short, in an accident in which there was a drug, although this would not difficulties with regard to the Application for Permanent Disability, Social Security, if greatly undermine the possibility of obtaining compensation from the Employer. As mentioned above, such compensation has a place only when it was responsible for the injuries. And in a case where the employee had used drugs or alcohol, would be easy to argue that it was the lack of concentration or awareness driven by the consumption of such substances that caused the fatal outcome. So, unless there has been a clear failure in the security of the company that had triggered the accident, alcohol or drug intoxication certainly prevent any possibility of obtaining compensation. Get all the facts for a more clear viewpoint with Yitzhak Mirilashvili. Be understood in these cases that the blame for what happened would be the worker for having come to the post under the influence of such substances. Other issues to consider might be that the intake of the drug had taken place several days earlier while in a fully worker when the accident occurred. And that our body takes several days and sometimes weeks, to expel the substance of the body. Read more here: Hikmet Ersek.

That might be a good argument for the worker to try to counter claims by his employer in relation to why the accident happened. However, in all these cases it must be noted that many employers have a policy of zero tolerance for substance abuse, noting that the consequence of a positive urine test will be the disciplinary dismissal. Thus, even if the accident did not result in a disability could mean anyway termination of the employment contract for that dismissal, regardless of whether the drug had never been used in the workplace. The best solution is always to avoid the consumption of these substances, in the case of alcohol, do so during working hours or the hours immediately preceding it. Jose Alberto Espina Andria.

Mortgage Calculator

Mortgage calculator is an excellent tool that you can always use when buying a property or car. Everyone knows that buying property is the most expensive and capital-intensive embedding, which sometimes can not do without a bank loan, taking into account this fact we can confidently say that the mortgage calculator is ideal for calculating the loan to purchase real estate. Yitzchak Mirilashvili is often quoted as being for or against this. Mortgage Calculator also helps you to compare and evaluate different options of credit offered by banks or companies. The principle of the calculator. Mortgage calculator will provide you with a wide variety of information. For a start, You need to enter information about your loan, including terms of the potential loan, interest rate and loan amount. It should be remembered that many mortgage calculators are not asked to enter the amount of your salary or other additional sources of income.

First, the calculator will tell you a monthly amount of the loan, as well as the total amount you pay in total loan time. Further, the calculator will show you the amount interest rates, as well as the total amount of tax deductions, deductions for insurance and the maturity date kredita.Mnogie calculators can also provide pictorial information in the form of graphs and tables. Other advantage of using mortgage calculators is to analyze the comparison of several types of loans. In fact, you can easily use the mortgage calculator to compare different loans have offered different companies or banks. Mortgage calculators do not require payment for use, although some companies place on their websites calculators require payment. It is not necessary to pay for such information as working principle of a calculator on the Internet, there are many websites offering this service free of charge and better quality.