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Most car owners do not reflect on the value of motor insurance sredstv.Lish few of us takes seriously the issue when the car needed to insure the hull. In this case, we spend a lot time to study the different ratings of insurers, seek advice from friends, read a lot of reviews of insurance companies in the Internet, etc. In the case with transport insurance is not the case, people do not want bother to dive into issues and the nuances of insurance. Get all the facts for a more clear viewpoint with James Reinhart. Most of us are buying policy osago only because it requires legislation. Warren Kanders is actively involved in the matter. But not everyone knows that the March 1, 2009 injured in the accident may appeal for the payment of to your insurer, not the perpetrator of an accident the insurer. This right can be used if an accident were only two cars, both drivers have a policy osago and injury in traffic accidents caused only property. (From November 1, 2009 direct damages applies to all policies osago regardless of their date of acquisition). Here, in this and the reason for choosing the company for insurance osago should be approached more respectively.

A busy city life leaves so little time, but more so on the proceedings with a 'not its' insurance company. And if the insurance company guilty accident no longer exists So that a small investment of time to choose a reliable company for insurance osago may well pay off you in the future. Companies that help make a choice. The majority of people living in big cities have neither the time nor the desire, and just any knowledge of the insurance market to make the right choice of company. Even more confusing our constant advertising of insurance companies on tv, the Internet, magazines, advertising banners, etc.

With mainly the following: 'We are the most reliable company, we are the biggest company, please visit our web site and get a discount '. How then do not get confused. What to do? If you value your time, please contact the insurance broker. Insurance broker – a middleman between the insurer and the insured. In the past few years, the number of such companies in the insurance market in St. Petersburg has grown many times over. Offices of insurance brokers can be found almost 'every corner' in any district. The Internet offers a huge number of compulsory motor tpl insurance and hull insurance discount. High level of competition in this segment makes insurance brokers (and insurance companies) to focus on the customer. So, by making choices feel free to contact the insurance broker, here you not only pick the best option for car insurance and save you time, but also give a discount.

For effective impact on the emotional field staff is desirable to conduct seminars and workshops on emotional intelligence for managers. This will allow managers to learn how to manage quality and their emotions to influence their emotions employees for cause. Small changes in standard operating procedures will also benefit. For example, such a simple item such as identification in the interview process when hiring a new employee of his life values and needs will continue to effectively motivate employees at an emotional level. Corporate culture should include a conversation about the inner world of man, his aspirations and desires, that will effectively influence the emotions of employees. Personnel management must necessarily involve emotional factors. And, of course, the style of management in the company to become, if possible, at least policy. Times change and directive management style is gradually disappearing.

For example, appropriate to the introduction of elements of coaching – one of the most effective styles of management to date. Coaching will not only greatly improve management efficiency, but also provide a positive impact on the emotional sphere of staff. To teach the basics of coaching, managers or to enter a coach on the staff – it is on the discretion of company management. Thus, the effect of variations in the emotional sphere of the employees pretty much just need to want to start changing in this area. But in any case, the effect is many times worth the cost. World Business is changing rapidly. Changing labor market. The possibility of any company is its ability to find and retain skilled professionals in their own, talented employees.

Financial incentives certainly play a big role. But an increasing role is played by emotional factors. And more and more of their role will grow. Do not take this into account in working with the staff will, at least, unwise. Only complex system of motivation, always bearing the emotional component would result from the full commitment of staff at work, the maximum efficiency and productivity.

Market training is gaining more territory, and especially the trend pursued by the Internet. The problem is that among such a highly competitive environment must somehow be the first or, at least, to collect the desired number of participants to their program. And then it all goes: Coaches use the services coordinators and representatives who have only one attraction, and advertising is given to almost half earned. The only bad thing is that this "Earned" is not so much as we would like Self involvement of participants is reduced to launch contextual advertising, which, unfortunately, ruthlessly burns money from the account, and the effect on practice of it is much less than was intended Purchase Mailing also does not show good results And so, having invested time and money, and later a lot of forces at the very conduct the training or seminar – a even nothing to please and praise In fact, the promotion of their programs – business second. You may find Tulip Retail to be a useful source of information. The first thing to understand the reason for which you do not buy.

After all, your competitors are not asleep, and so they have something which is not you. Many people may say: the name, awards, certificates 100 years in the market and so on, but really – this is also not the most important. The fact that the sale of training, you will unfortunately lose the most important – contact with a potential client. You can not please him to his inner charisma and energy, and thus induce him to choose your side.

The firm "Prom" held special maintenance work and upgrading of management systems and asphalt cement plants. Many design firms have been tested and installed at appropriate plants of the republic of Tatarstan. One of the novelties is a slot-type sensor CWS, designed for use in the construction industry. The switch is designed for end-sealed electrical switching DC control or DC in the automation of manufacturing processes. Feature of this sensor is that it requires no special power supply and maintenance-free. Position "flag" does not require any adjustment.

In addition, the CWS may issue two types of signals: direct or inverse. The sensor is convenient and easy to use. It agrees well with the existing equipment. Control is a metal plate magnitoprovodyaschaya, which is not mechanically connected to the switch. Operation of the sensor is possible at ambient temperatures from – 40 to 80 C. He works with a voltage not exceeding 220V, current 0.

3 A. When this is its switching capacity does not exceed 30 watts. The switch has sealed the final degree of protection IP 65. In addition, many customers like the compact dimensions of 74 x 64, 5 X 42 mm. Mass switch is 0, 24 kg, and the length of the cable itself – 0, 5 m. In the development of the limit switch of this type were taken into account many of the main disadvantages of other sensors of this type: Risk factors operating conditions (dirt, moisture, precipitation) Accuracy settings. The switch end sealed type VCG can work in conditions of strong pollution. Setting accuracy is not needed because of the improved width groove.

What we can give a legal assessment of the situation? Control exercised by the owners of capital do not, there is not nothing but a gross violation of property rights, the invasion of the exclusive competence of the owner. Non-proprietary control center is actually usurping the powers of the owners, regardless of the will of the latter. At the same time, usurping rights of owners of such control center reserves responsibility as owners of the burden of owning property. In fact, non-proprietary controls the group manages other people's capital, without bearing any legal responsibility! Why not a stimulus for capture? Much more complicated to deal with public companies, where shareholders are not legally the owner, that is their right in relation to the AO are not absolute (in rem) and relative (Obligations) character. In this case, legally the exclusive rights to control the AO have no shareholders or senior managers, nor any other group. The uncertainty of control rights in the AO phenomenon gives rise to the existence of de jure control and de facto control.

De jure control belongs to the owner of a controlling stake and de facto control may be in the hands of one owner or another person, who established dominance over the AO, not only by buying shares, but also with by indirect methods. A good example of where a majority is in one person, and the actual control is exercised by another person, is of "Nikopol Ferroalloy Plant." For example, if a Group 'Interpipe' controlling real control over the enterprise belongs to the owner of a blocking stake – a group of 'Private'. That in the absence of clearly defined rights to control the corporation is the root cause of the fact that corporations are much more likely than other business structures, there are 'battle for ownership', including the raider attacks. Chain of logic here is simple and obvious: the lack of shareholder status Legal owners as – lack of clearly defined rights of control – the competition for control of the AO – permanent battle for him to obtain …

The future of business training is absolutely predictable, if only we will find the courage to admit that everything is subject to the same laws of development and no market can not exist by itself. Looking back around, and seeing how the market is the market, the industry for the industry, you know that sooner or later it will affect training, coaches and everyone who has this anything to do attitude. Irreversible changes have already occurred in the movie, music, publishing, and everywhere all move to an electronic format, it fundamentally changes the structure of markets and the role of the participants. Probably, in Russia it will happen a little later than in Europe or America, but this does not mean that it able to stay in the old format. Even just a few years ago called the training pro-Western phenomenon and treated it with suspicion, and, now, speaking about them, use the term – 'traditional training' or "Classical training". Whether we like it or not, but distance learning is much to press the full-time, and therefore the training. The software is constantly being improved, are more and more devices learning that are the most interactive and accessible: video trainings, webinars, web conferences, blogs, wikis, etc. The same people have the habit to use electronic media, or anyone not scare e-books, tests and games.

Therefore, provocation of Growth in 2006 decided to begin work on an innovative program teaching business coaches, thereby creating a new market – e-learning coaches. Real business requirements for corporate, training or any other education growing every day, so that business education should be flexible, mobile and innovative. Today, virtually every university in Russia has distance learning, school soon will move to electronic books, which each year will be pumped into new textbooks, materials, tests. To monitor and control knowledge will be introduced electronic diaries.

Let's say you decide to buy a car. Therefore, funds for this purpose you have. But why did you not spend it at today's meal, a diamond ring or a trip to Cyprus, after all, buying a car today, you hereby waive any meet some other pressing (though perhaps not very important) needs. Car owners could give to this question a lot of different answers, say, those: because I do not want to spend much time on the trip public transport to work, to give to friends or; because getting pleasure from the process of driving a car; because I want to make money for private carting, etc. Please note that all of these responses are buying a car allows you to get some income, pleasure or to reduce losses in the future. The fact that you are buying a car, but do not give up the purchase, means that failure to meet today's needs (say, a diamond ring) you value less than the future result from the use of a car. So, these operations are operations and investments, or investments, and the car stands at the same time as an investment. Similarly, talk and businesses, buying for your business equipment, buildings or computers (ie, investing in these facilities, or conducting investment in them).

In all these cases, they have some damage from what is not spent the money immediately to any urgent current needs, but also have the opportunity to increase their profits in the future. Thereby The term 'investment' as it is commonly used, means both the action and the result of this action, ie, the decision to invest, invested, and the good (cf. the phrase 'are proposed investment … ' and 'investments amounted …'). From the above example we have the following very general descriptive definition of 'investment', belonging to P. Masse, which we further refine and concretize. Investing is an act of exchange now meet certain requirements to meet the expectation of its future with the help of invested wealth (ie, buildings, structures, equipment, supplies inventory, securities, etc.

The term 'expectation' here stresses the dual nature of investment decisions: its temporal aspect, as the expectation refers to the future, and it character as a bet, since waiting may be deceived. Thus, the investment decision involves: the presence of the subject of investing, making a decision about investing; presence of an object investment (invested wealth); costs associated with failure of satisfaction of needs; the value of the expected results (including the risk of obtaining them). Next, we will mainly consider the situation where actors are investing company and not individuals. For them, the investments are usually operating expenses in cash, and the results – expected earnings in cash. So if you pay attention only to the monetary aspect of investing and accept that any requirements have monetary value, it follows from this definition we can conclude that investing is an act of investment funds (Called equity) in order to generate income in the future. That such a definition is given in some textbooks. Of course, the above definitions are neither final nor accepted – in different scientific works, textbooks and teaching aids concept of 'investment' is defined differently. Here are a few of these definitions.

The last factor is not less important than the first two. We must not forget that in business there is no victory at all costs. Victory at all costs, as usually die very soon after the victory. Anyone who doubts this, let look the statistics of mergers and acquisitions. And if we do not need to fight now, should we all think about the war? And on this subject there is a corresponding military analogy.

It's called the military doctrine, or, in civil terms, – the strategy of the company. In the development of military doctrine must ask yourself and get answers to questions such as what we've been asked previously, but now we will focus on our long-term interests of: – What is our strategic interests: the capture of the whole world, or control of the situation in a particular country? – Are we going to attack or defend only? – Who is our potential enemy? – Who is our ally plausible? – Are we going to protect our borders? And if you're going to – what are our actions in case of sudden attack? – What kind of army we have contain in peacetime and wartime to achieve our objectives in the most efficient way? A list of questions goes on, but it is better to do in relation to a particular situation. Now, if the line of thought is clear, let us continue. Let's try to define – who are all supposed to do? Who should be in peacetime to develop military doctrine, and military – to lead military operations? The military is engaged in the headquarters. Easier for them – they have only a leadership – and his chief deputy – chief of staff. All the rest – of lower rank. And in business? And in this business, at best, is engaged in the deputy director of marketing, which is very rare first deputy. That is the same problem, but unlike the military, it deals with the chief of lower rank, who may not have any outlook for the correct formulation of the problem, no power to implement it.

Word of cancellation does not bring anything good. Not in my world. It's ugly, hurtful, ill-noun that is not worth talking too loudly. Unfortunately, in today's tough times in business, I must confess that the word is pronounced more often. I will give you some general, do not guarantee the advice that will be useful in those painful circumstances, when you have to cancel any or significant event.

But before we have to point to the terrible losses that may result in cancellation of the event. They can actually bankrupt you. Canceling the event could cost people their space. Even if the hotel will take location and numbers, this often happens at a reduced price, resulting in significantly lower yields than initially expected. And sanctions are withheld for the abolition of the event is often prescribed in the contracts are unable to fully recover financial losses incurred.

Obviously, if you are forced to cancel the event, then you are already a lot of trouble that c must deal .. But unless there is at least a minimal chance to go on the organization of the show – a little change it so that it could all still happen – it is much better than the final cancellation. However, if cancellation is already planned, here are some suggestions that will help minimize the damage. Move instead of Cancel. Way as to avoid penalties for cancellation otkrupnyh and many complications – it is just to choose a future date for your event. Even if it is happen six months later, the date of transfer, not a full withdrawal – a much better solution. Before you make a difficult phone call to the hotel, Line up all in a row. Can offer a new date, or any other possible numbers to be accepted. Some hotels allow you to change the numbers without any penalties if you are organized and know what's what.

Coach asks questions and listens to the client and the client on these issues responsible. Naturally, the questions are not arbitrary, but in certain method, which allows the client during the session to find the answer to his question, to find a solution to the problem, which he had set himself It should be noted that no coach finds these decisions, namely the client. Coach him in this only helps. We can say that a coach in this case acts as a mirror to the mind the client. Without a mirror to do, of course, possible, but with the mirror is still much more convenient.

This type of coaching will be of interest to anyone who wants to change, who want to achieve great results in business and in life. This is important for those who feel the potential and strive to develop it. Coaching is important for those who want to make the most of themselves in life, in business, be successful in all areas of its activities. Optimally to build a career, to achieve mutual understanding with others, improve efficiency businesses, improve their quality of life – all this and much, much more can be done with coaching. There is no such area, where coaching would not be effective. Coaching as a management style is becoming increasingly popular in around the world, including in our country. He is introduced as an alternative to very popular now a legislative leadership style, which, admittedly, no longer meets the requirements of modern business. In this case, Coaching trained all managers or, better yet, all of its employees.

Of course, it does not need to become professional coaches, will be enough to master the basic skills and tools of coaching to apply them in their daily work. It is important that all employees know what coaching is and what it is. Most often serves as a coach, manager – it's natural. But the same role may well play any employee of the company have the necessary coaching skills. When operating in the style of coaching a few right questions given at the right moment perfectly replace the long-term coaching and numerous references. It is important that in this case the employee does not just blindly received instructions and self finds the optimal solution of the problem, which is fully consistent with requirements management. Practice shows that this management style significantly improves the efficiency of both individual employees and teams can best reveal their inner potential, increase employee motivation. And, of course, this can save considerable time as an invaluable resource. In a coaching style of leadership may be interested in almost all companies seeking to improve efficiency management, maximum use of potential employees, creating a supportive and productive atmosphere within the company. It must be admitted that to date coaching – this is the best style of management. So who needs coaching? To coach an answer to this question is obvious: the need coaching to everyone. There is no useless coaching. No questions whose solution would not have helped coaching. Unfortunately, this answer is not so obvious for potential clients a coach. But it is rather a matter of time. Coaching is still developing in our country, very little information about it. The fact that coaching is effective, practical and environmentally friendly, said that eventually he will get commonplace. And today coaching is needed primarily for those seeking to develop its most full disclosure of their potential and achieve maximum efficiency of its business, their lives. And there are people in our country is becoming more and more.